Instead of one place, it's good all over the place. Monthly service fee of $2.00 is waived for initial 12 months after purchase (subject to applicable law). For use only at U.S. merchants that accept American Express Cards. Not for use at car rentals, cruise lines, casinos or ATMs. The enclosed Cardholder Agreement includes additional terms, conditions and usage guidelines. Card number is locked until scanned at register. A $5.95 Card fee will be applied at the check stand.